Read the article here: https://www.claimsjournal.com/news/national/2025/06/30/331482.htm
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The UK’s Competition Appeal Tribunal has ruled that the interchange fees charged by Visa and Mastercard to merchants violate European competition law.
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The case was brought forward by hundreds of retailers and marks the first time that fees related to commercial cards and cross-border transactions have been formally found to breach EU rules.
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The law firm representing the merchants, Scott+Scott, described the ruling as a “significant win” for businesses that have been paying what they allege are excessive fees.
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Both Visa and Mastercard disagreed with the decision and stated they plan to seek permission to appeal.
This ruling could have major implications for how card fees are handled in Europe and might trigger similar legal challenges elsewhere.
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